Home seller tools

What would you actually walk away with?

Enter your numbers and see your estimated net proceeds, plus what a price reduction really costs you after selling costs. Every assumption is yours to change.

Your numbers

Estimated sale price

Mortgage payoffRemaining balance on your loan, including any home equity line.

Selling costs, % of sale priceAgent compensation, title and closing fees combined. Your own costs may be higher or lower, so edit this to match what you agree to.

Repairs, seller credits and moving costsAnything you expect to pay out of the sale.

Price reduction to testHow much lower the price could go.

Monthly cost to keep the homeMortgage payment, taxes, insurance and utilities. Optional.

Estimated net proceeds

Sale price
Selling costs
Repairs, credits and moving
Mortgage payoff
Net to you

If you reduce the price by :

Your net proceeds fall by and land at . That is not the full reduction, because selling costs are a percentage of the price and shrink with it.

How to read this

It is an estimate, not a closing statement

Prorated property taxes, the exact title charges and any payoff fees come out differently on every sale. I run a line-by-line estimate once we have a contract price and a lender payoff.

A reduction costs real dollars

Dropping the price never costs a seller just a percentage on a spreadsheet. The number above is what it takes out of your pocket after costs, which is the number to compare against waiting.

Waiting has a price too

Each month on the market adds your payment, taxes, insurance and utilities. Compare the monthly cost to the reduction, but keep in mind that a home priced above the market tends to sit and ends up selling for less.

Taxes are separate

Many sellers owe no tax on the gain from their primary home, but it depends on how long you lived there and how much it grew. Check with a tax professional before you decide.

Want a number built on real comps?

I will pull the recent Hamilton County sales around your address and send you a written price analysis, with a recommended price range. No obligation, and no call required.

Request a Written Price Analysis