Carmel Neighborhood Guide

Crooked Stick in Carmel: What It Costs, What the HOA Covers, and Who It Fits

Crooked Stick is a small, high-end pocket of Carmel inside Carmel Clay Schools. Here is what homes sold for over the last 12 months, what the listings show for HOA dues, and what to ask before you offer.

The short version

Crooked Stick at a Glance

In the last 12 months, 9 homes sold in Crooked Stick. The median sale price was $1,850,000. Sales ranged from $760,000 to $4,600,000, so this is not one price point. It covers everything from a $760,000 home of about 2,550 square feet to estate-level homes of 10,000 square feet or more.

With only nine sales, one or two large homes can move the numbers a lot. Treat the median as a rough guide and look at the individual sales for any home you are considering.

Sales, past 12 months9
Median sale price$1,850,000
Middle half of salesAbout $909,000 to $3,250,000
Lowest and highest sale$760,000 and $4,600,000
Median home sizeAbout 5,000 sq ft
Median price per sq ftAbout $298
School districtCarmel Clay Schools
HOA fee on listings I reviewed$200 to $440 per year

Data note: Sales figures are summarized from MIBOR MLS closed sales in the 12 months before November 2026 and are not a valuation of any one home. HOA details come from recent listings and can change, so confirm with the association before you buy.


Price

What Homes in Crooked Stick Actually Sold For

Price per square foot gives a better comparison than sale price here, because home sizes vary so much. Across the nine sales it ran from about $197 to about $606 per square foot, with a median near $298.

Your best read on value will come from comparing a specific home against the closest sales by size, lot and condition, not from the neighborhood median.


Amenities and HOA

What the HOA Fee Covers

What the listing shows

The two listings I reviewed showed a mandatory fee paid annually, at $200 per year on one and $440 per year on the other. The association appears under slightly different names, Crooked Stick HOA and Crooked Stick Home Owners Association. The amount differs between listings, so confirm the current amount with the association before you write an offer.

Ask before you offer

Ask for the covenants, the current budget and any rental rules in writing. Also ask what the fee pays for, whether there is a transfer fee at closing, and whether the golf club membership is separate from the HOA. Having a golf club nearby does not mean membership is included in the HOA fee.


Recorded documents

What the Recorded Covenants Say

The recorded covenants for Crooked Stick Estates and Crooked Stick West are older plat-style restrictions, and the copies I could read are short and in poor condition. I read them for what they do and do not say:

  • Approvals. A building committee reviews and approves plans before construction. Fences are limited: nothing between the front property line and the building setback other than a decorative fence, and sight lines at corners must stay clear.
  • Vehicles and outbuildings. Campers, motor homes, trucks, trailers and boats cannot be stored in open public view, and trailers, shacks and outbuildings are restricted.
  • Pets. A normal household pet is allowed.
  • Dues. I did not find an assessment or dues mechanism in these copies. That fits the wide range in listings, $200 to $440 a year, but it means any dues likely come from a separate association or agreement. Ask the seller for that document and what it covers.

This summary is from a courtesy copy of the recorded documents. Later amendments and current association rules were not reviewed, and any of these provisions may have been changed, so confirm with the association before you buy.


Fit

Who Crooked Stick Fits, and Who It Doesn't

It tends to fit if you

  • Want a Carmel address in Carmel Clay Schools with a wide range of home sizes and prices to choose from
  • Are shopping for a larger or higher-priced home and can compare several recent sales
  • Are comfortable with an annual HOA fee in the few-hundred-dollar range

It may not fit if you

  • Need a large number of recent sales to compare, because only nine sold in the past year
  • Want a mid-priced home, since most recent sales were well above $900,000
  • Expect the HOA to include a pool or clubhouse; I did not see those listed

A note from Ryan: I put this guide together from MLS sales and listing data, because most neighborhood pages online are auto-generated and skip the part that matters: the real numbers and what to confirm. If I got something wrong or out of date, tell me and I will fix it.


Questions

Crooked Stick FAQ

How many homes sold in Crooked Stick in the last year?

Nine homes sold in the last 12 months, from $760,000 to $4,600,000, with a median of $1,850,000.

What is the HOA fee in Crooked Stick?

The two listings I reviewed showed a mandatory fee paid annually, $200 on one and $440 on the other. Confirm the current amount with the association.

What schools serve Crooked Stick?

The recent sales are listed in Carmel Clay Schools. Always confirm school assignment for a specific address.

Is Crooked Stick part of the golf club?

This page does not cover club membership. Ask whether any membership is separate from the HOA before you offer.

Nearby

More Carmel Neighborhoods

Comparing options? Read the other Carmel neighborhood guides: West Clay, Bridgewater Club, Woodland Springs, Plum Creek. Or start at the Carmel overview.


Thinking About Buying or Selling in Crooked Stick?

I'm happy to talk through what your home might sell for, or what to look for in a specific house. No pressure, just straight answers.

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